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Debt Consolidation

If your outgoings have reached (or are reaching) a level that is stretching you, this can be a very stressful time. One answer may be to consolidate your debts into one, more easily manageable payment, so that you can regain control over your finances.

One method to achieve this may be to remortgage, raising extra capital to consolidate your other debts onto your (relatively) lower mortgage interest rate. Alternatively, a homeowner (secured loan) or second mortgage, may offer another method.

Do You Need to Reduce Your Outgoings??

We live in a world where many people feel they are judged by what they 'have' rather than 'who' they are. From a young age, advertising bombards us with the latest fashion, the fastest cars and new electronic equipment and gadgets. Obtaining credit, in the form of unsecured loans, credit cards and store cards, has become increasingly easy. It is no surprise then that the average amount that people owe (or average debt per capita) has increased, and that more people find themselves 'overstretched' by their outgoings. It has become easier and easier to lose control of your finances - with the overriding message being one of spend and borrow, rather than save.

Are your outgoings overstretching you??

Our Internet Mortgage Service can introduce you to fully qualified independent advisers who can advise you on how to Regain Control of Your Outgoings!

We believe that regulated service is the best service!


Please Choose the Product that best describes what we can help you with
I Want to Re-mortgage My Home
A Homeowner Looking for a Loan
Not A Homeowner But Want a Loan
Mortgage to Purchase a New Property
Mortgage to Help Move Home
A Commercial or Business Mortgage
A Mortgage To By My Council House
Buy to let/Investment Mortgage
Let to buy Mortgage
Other type of Loan
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We believe the best assistance comes from a regulated mortgage broker!

Your home may be repossessed if you do not keep up repayments on your mortgage.

1st Direction Mortgages (UK) provides a Mortgage Introducer Service and is a Trading Style of Hello Finance Ltd.

Hello Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee from the mortgage broker for such a service. The content of this website in 'information' on the services that are offered by our partner advice companies. The content of this website must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs. Hello Finance Ltd hold no responsibility for any advice given by our partner companies.

Please read our Terms Of Business for further information.

Registered Office:
Hello Finance Ltd 7 Fidlas Road Llanishen Cardiff CF14 0LW

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