Moving your mortgage

Why would you want to move your mortgage ?

There are many reasons why you may wish to move your mortgage - or to remortgage. You may have come to the end of a discounted or fixed-rate deal and found your monthly mortgage repayments shoot up overnight, as you move on to your lender's standard variable rate (SVR). It is possible to save a large amount of money over the term of your mortgage, by ensuring that you remain on the best deal available to you. Lenders rely on peoples reluctance to manage their mortgage account effectively, and make money when people remain on the SVR rather than looking for a better deal. Prudent homeowners will pay regular attention to the rate they are paying in comparison to the rate that they could be paying.

The UK mortgage market has become very competitive in recent times, with many lenders offering low rate deals to attract customers, like you, away from competing lenders. This is great news! With a professional mortgage management service, it is possible to save many thousands of pounds over the term of your mortgage, simply by ensuring that you remain on the most appropriate deal to meet your needs at all times. Homebuyers that do not manage their mortgage, will usually move on to their lenders Standard Variable Rate which is often some 2% (or more) higher than best buy rates that are available at that time.

We Believe the Best Advice is Independent Advice

Making your Mortgage work for YOU!

Debt Consolidation - It is often possible to reduce your monthly outgoings by consolidating your debts using the equity in your home. Although you reduce your monthly outgoings you could be increasing your interest payable.

Debt Consolidation

Home Improvements - If you are planning to make improvements to your home, one method is to use your mortgage. A remortgage or a secured / homeowner loan can offer the ideal finance solution for the home improvements you wish to make. Submit a FREE no obligation enquiry to obtain advice!

Home Improvments

Capital Raising - If you wish to raise money to purchase a car, pay for a holiday (or any other major purchase), the solution may be to use the equity available in your home.

New Car

If you are looking to achieve any of the above, and would like introduction to advice on the remortgage or financing solutions available to you, please submit a no obligation enquiry, and an independent adviser will contact you by phone or e-mail.