self build mortgages

We believe the best advice is Independent Advice!

Self Build projects and hence Self Build Mortgages, have grown in popularity over recent years. A Self Build Mortgage is a form of finance used to fund the construction / build of a (residential) property. Since house prices have risen so steeply in recent years, Self Build projects have become an increasingly cost effective way of becoming a homeowner.

Self build mortgages come in a range of loan types from fixed rate, discounted, tracker and self certification.

There are a number of companies that offer assistance in managing a self build project, from helping you locate and purchase a plot of land, design the property, gain planning permissions, plan the build schedule and purchase materials. It is important to ensure you take out the right insurances to cap the build cost and ensure the project costs do not spiral out of control.

One of the most important factors will be obtaining the Self Build Mortgage finance to fund your project. There are a number of lenders that offer Self Build Mortgage deals.

We believe that you should seek independent advice to help you find and obtain the most appropriate self build mortgage to meet your needs.

We can introduce you to independent mortgage advice!

Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form or call on 08453 44 55 00. For further information on the service offered through 1st Direction Mortgages, please e-mail us on information@1stdirectionmortgages.co.uk.

Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours!

All of our partner companies hold independent status - this means that their advisers are not tied to any one lender, and that they will act for you when arranging a mortgage and not the lender. They are only interested in finding the most appropriate mortgage to meet your needs. In fact, with new regulation in the mortgage industry, an adviser must show evidence of their understanding of your needs, and their reasons for selecting their recommended mortgage product for you.