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Many people
who are self employed found it hard to get a self employed mortgages
in the uk, but with the advent of self certification mortgages,
it has become easier to obtain one.
The Self-Certification
Mortgage is a mortgage where you will not be required by the lender
to provide physical proof of your income in the form of accounts
or pay slips. You simply have to certify (sign) to say that you
have adequate income or available funds to make the required mortgage
payments in full and on time. This is an ideal feature for people
that either cannot or do not wish to show physical proof of their
income! Self-certification mortgages are available to people who
are self-employed or employed! We have access to some 800 Self-Certification
Mortgage deals from some 48 lenders. These consist of discounted,
fixed, variable rate and flexible mortgage deals, including exclusive
products!
To help you
find the most competitive Mortgage deal to meet your unique and
specific needs, it is of great importance to obtain Independent
Advice from a fully qualified Independent Mortgage Adviser, who
works for you, not for a panel of lenders.
If you want
all the benefits and features of a qualified, professional mortgage
company who will work for you, then complete the online enquiry
form:
Following
the completion of our simple mortgage enquiry form, your enquiry
will be electronically allocated to an independent mortgage adviser.
They will guide you through the mortgage advice process in a
clear and transparent manner. The information provided will allow
them to begin to source the most appropriate mortgage for you.
1st Direction Mortgages (UK) introduces to Park Row Associates Ltd and other strategic (independent) advice partners. Park Row Associates Ltd are a national independent financial advice company who are authorised and regulated by the Financial Services Authority. 1st direction mortgages, as part of the Mortgage Introduction Services group of websites, believe very strongly that the, "Best Advice is Independent Advice". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs. For information on our partner advice companies, please click
here.
Our
other strategic partners have been selected to compliment our
association with Park Row. It will be clear to you which of our
partners will deal with your request at the earliest possible
stage
The
aim of this service is to introduce people like yourself to a
specialist independent mortgage adviser, who can either
advise and recommend a specific mortgage deal for you (based
on your needs / circumstances) or can offer detailed information
on suitable products to help you select the most appropriate
mortgage deal available to meet your needs.
The
key to our service is independence. The adviser that we will
introduce you to will be fully independent, and as such will
review the whole UK mortgage market to give you the best advice
and access to some exclusive deals. You are under no obligation
to proceed.
You
will be instantly notified by e-mail of any additional information
required, using an easy to complete mortgage questionnaire form.
All information will be contained on a secure server, and will
remain confidential between you and your adviser.
We
like people to remain in control, so the preferred methods of
contact are both phone and e-mail. It can be arranged that an
adviser can come to see you in person at your request, but find
that most clients prefer to work remotely.
Once
the adviser has obtained the information they require to find
you the most appropriate deal, he / she will source from the
whole UK market using in-house regularly updated mortgage sourcing
software. He / she can e-mail or post recommended product illustrations
for you to look over (or may be available to provide a face-to-face
advice appointment with you).
We
Believe the Best Advice is Independent Advice
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