Capped Rate Mortgages
A Capped Rate Mortgage is a mortgage where a ceiling rate or upper limit is set on your payments for a specified period of time. Your interest rate will not be fixed, and may fluctuate up or down, but will never rise above a predefined interest rate cap limit during the deal period. The benefit is that an upper limit will be set on your mortgage payments for a specified period of time - this will provide peace of mind and allows for effective budgeting of your mortgage finances (you will know the maximum you will have to pay for a period of time). An added benefit (over fixed rate mortgages) is that should interest rates fall, your rate and hence your payments will fall also.
The aim of this service is to introduce UK homebuyers to Independent Advice on mortgages. With such a large number of mortgages available, it is important to obtain Independent advice from a qualified adviser who will work for you, not for any one lender. Your adviser may be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours!
We believe
that regulated service is the best service!
Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form or call on 0845 344 0349.For further information on the service offered through 1st Direction Mortgages, please e-mail us on information@1stdirectionmortgages.co.uk.
Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage
The aim of this service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.
The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.
You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.
We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.
Once the adviser has obtained the information they require to find you the most appropriate deal, he / she will source from the whole UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you).
We believe the best assistance comes from a regulated mortgage broker!
Your home may be repossessed if you do not keep up repayments on your mortgage.
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financial advisors. Internet Marketing & Management Services Ltd does not provide any finance
advice and only acts as an introducer to regulated companies.
Internet Marketing & Management Services Ltd. Business address and registered office is 7 Fidlas Road Llanishen Cardiff CF14 0LW.
The company is registered in England and Wales under Company Number 520850
Please read our Terms Of Business for further information.
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