First Time Buyer Mortgages
With so many first time buyer mortgages available, and so many lenders vying for your business - it really is a potential minefield out there! In recognition of this, from the 31st October 2004, mortgage advice will for the first time become a regulated activity (regulated by the financial services authority - FSA). Mortgage advisers must pass specific qualifications to obtain registered mortgage adviser status. This is great news for you as a customer. You can seek and obtain advice you can rely on!
You may seek advice from a lender or company that is restricted to advising on a limited panel of lenders. However, the advice you obtain may then (by its very nature) be restricted in terms of the products available to you. As a First Time Buyer, we believe it is of great important for you to obtain Independent Mortgage Advice . The advice will then be on the whole of the mortgage market , resulting in more choice for you.
Your mortgage (and purchasing your home) will perhaps be the most important financial decision you have made up to now - and, in fact, may ever have to make! The wrong decision could cost you thousands of pounds! Our internet mortgage service can help you (by introducing you to a qualified independent adviser), to find the most appropriate and competitive first time buyer mortgage to meet your specific needs.
Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form
1st Direction Mortgages (UK) introduces to strategic (independent) advice partners. 1st direction mortgages, as part of the Mortgage Introducer Services group of websites, believe very strongly that the, "Regulated Service Is The Best Service! ". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs.
The aim of this service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.
The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.
You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.
We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.
Once the adviser has obtained the information they require to find you the most appropriate deal, he / she will source from the whole UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you).
We believe the best assistance comes from a regulated mortgage broker!
Your home may be repossessed if you do not keep up repayments on your mortgage.
1st Direction Mortgages (UK) provides a Mortgage Introducer Service and is a Trading Style of Hello Finance Ltd.
Hello Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee from the mortgage broker for such a service. The content of this website in 'information' on the services that are offered by our partner advice companies. The content of this website must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs. Hello Finance Ltd hold no responsibility for any advice given by our partner companies.
Please read our Terms Of Business for further information.
Registered Office:
Hello Finance Ltd 7 Fidlas Road Llanishen Cardiff CF14 0LW
Site Map
