Repayment Mortgages
With a Repayment Mortgage , monthly payments are a combination of both interest and capital (repayment of the actual money or amount borrowed). Provided that you keep up the repayments , you are guaranteed that at the end of the mortgage term, all moneys owing will have been paid off.
Due to a reluctance to actively manage their mortgage, the majority of UK homeowners pay more than necessary to buy their home. Many mortgage payers will stay with the same lender for extended periods of time paying the lenders Standard Variable Rate (SVR) - which is often 1% - 2% higher than they could be paying. Mortgage lenders are happy with this, as it is people's reluctance to change or manage their finances that helps them make money!
With independent advice and a managed mortgage account, you may be able to save thousands of pounds over the life of your mortgage. We can introduce you to qualified independent advisers who can offer advice and recommendation on the most appropriate mortgage product to meet your needs.
We believe
that regulated service is the best service!
Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form
1st Direction Mortgages introduces to the Park Row group of companies and other strategic (independent) advice partners. The Park Row group includes Park Row Associates Limited, an Independent Financial Adviser who are authorised and regulated by the Financial Services Authority and Park Row Associates Ltd who are registered with the Mortgage Code Compliance Board.
Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage.
The aim of this service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.
The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.
We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.
Once your adviser has obtained the information they require to find you the most appropriate deal (which may involve a short telephone interview), he / she will source from the whole UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you - please ask for details).
We believe
that regulated service is the best service!
We believe the best assistance comes from a regulated mortgage broker!
Your home may be repossessed if you do not keep up repayments on your mortgage.
1st Direction Mortgages (UK) provides a Mortgage Introducer Service and is a Trading Style of Hello Finance Ltd.
Hello Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee from the mortgage broker for such a service. The content of this website in 'information' on the services that are offered by our partner advice companies. The content of this website must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs. Hello Finance Ltd hold no responsibility for any advice given by our partner companies.
Please read our Terms Of Business for further information.
Registered Office:
Hello Finance Ltd 7 Fidlas Road Llanishen Cardiff CF14 0LW
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